Medicare

Part A? Part B? Part D (Almost makes you not want to part with your old health insurance.)

Are you turning 65 and overwhelmed by all the Medicare choices and process, along with mail and phone calls?

Are you already in a plan but want to review whether it is still best for you?

We want to help simplify the process for you and find a plan by looking at your specific needs and available plans in your area to find the best option for you.

We are here to answer your questions to make the process less stressful. Call now for a free consultation and plan review.

A Few Questions You May Have:

Typically, you can enroll for a period of 7 months, starting 3 months before your birthday month. There are additional considerations for those receiving social security income, will plan to continue working after they become Medicare eligible or are currently on Medicare due to long term disability.

Medicare Part A and Part B have deductibles and coinsurance need to be considered. Unless you have a qualified prescription plan, you may also need to enroll in Medicare Part D to avoid penalties.

Unless you are on a qualified employer health plan, you must enroll in Medicare Parts A & B before you can enroll in a Medicare Advantage or Medicare Supplement.

In most cases, you must add a Medicare Prescription Drug Plan (Part D) or enroll in a Medicare Advantage Plan (Part C) such as an HMO or PPO that includes prescription drug coverage. Private insurance companies administer these plans. If you don’t enroll in a qualified prescription drug plan when you are eligible, you may have to pay a penalty.

For Medicare Plans*
We do not offer every plan available in your area. Any information that we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800- Medicare to get information on all your options.